Accidental Death & Dismemberment (AD & D) Insurance
Payment in the case of death by accidental means (the insured person chooses who will receive the payment when selecting coverage) or payment in case of the loss of certain body parts or functions (for example, limbs or eyesight).
Affordable Care Act
The Patient Protection and Affordable Care Act is the comprehensive health care reform legislation commonly referred to as “Obamacare” and enacted in March 2010.
Allowed Amount Maximum
This number is the maximum amount under your plan that your insurance company will pay for a covered health care service. If your doctor or specialist charges you more than the allowed amount, the difference may be an out-of-pocket cost for you.
The time period each year when eligible employees can change or select new health coverage for themselves and their eligible dependents for the upcoming plan year.
A request submitted to your claims administrator asking them to reconsider a decision they made regarding the denial of benefits or eligibility for benefits.